Wood Destroying Insect Inspections For Realty Transactions
When purchasing, selling or refinancing a home, you may need a W.D.I. Inspection. This can required on top of your normal home inspection. Since this requires a special license, not all home inspectors provide this service.
As you already may know, HUD, FHA, VA loans may require you to have a wood destroying insect inspection. Most people call this a termite inspection. Not only does this cover a termite inspection. Also included are carpenter ants, carpenter bees, and powder post beetles. Every pest inspection is completed using Ohio’s only approved form, NPMA-33.
What is a Wood Destroying Insect Inspection?
“The purpose of the WDI Inspection is to provide the parties with a factual report of the inspector’s observations as to the presence or absence of visible evidence from WDI, damage due to any such infestation, and recommendation(s) for treatment(s) necessary for control of any infestation(s) noted, based upon a careful and professional visual inspection of the areas which were open and accessible for visual inspection with in or on the structure(s) listed on the Real Estate Contract on the day that the inspection was performed. – The Ohio Department of Agriculture
Single Family Home Under 3,000 Square Feet
- Fast service to keep the ball moving on your realty transaction. Detailed service to insure your home is in good shape going forward.
Signs of Infestation
Live insects do not need to be present on or in the covered structure to report it as being infested. Below is a list of what can be considered an infestation.
While termites are the main pest of concern, there are more common wood destroying insects in Ohio. To begin with, carpenter ants are huge pests in our area. In 2017, they were our third most popular service. Not only do we inspect for termites, the State requires us to inspect for the following pests:
- As previously mentioned, carpenter ants. Even though they are nocturnal, finding damage is common.
- Another concerning problem is carpenter bees. Tons of homes get them. Even though they won’t eat your home, they can still cause damage.
- Lastly powder post beetles. Mainly older structures have problems with these. Otherwise, areas with high moisture bring them in.
- Aside from these major wood destroying insects, weevils and other such insects can be found. Whenever they are, we list them on the report too.
Where We Inspect:
Of coarse, the main structure is inspected. This is likely your home! Additionally, anything that is connected to the home is checked out. Therefore attached garages and additions are included. Let’s say a deck is attached. If the deck has termites, then they are likely to travel into the attached home. As a result, it is inspected. If you require a detached structure to be inspected, you must request it specifically.
Unless it is inside a covered structure, then wood piles, mulch, and landscape timbers are not part of the W.D.I. Report. On top of that, fence posts are not covered. If you have carpenter ants infesting a tree in your yard, no worries. This will only be commented in the additional comments section. Many homes have soil piled up too high against the garage foundation. This creates a conducive environment for wood destroying organisms. A situation like this will also be added to the additional comments section.
Signs of Previous Treatment
- Any signs of previous treatment will be noted on your inspection report. Did you know that if you had previous termite service that printed stickers may be left behind to indicate that service? Look for them on the furnace, hot water tank, or electric panel.
- Additionally there are times when old termite bait stations are left on the property. A previous pest control company may have failed to retrieve them after the service was cancelled.
- Liquid termite treatments often require injecting products below ground. Therefore, another sign of previous termite treatment are incremental drill holes. These can be found along foundation walls and through concrete slabs.
How To Prepare For Your WDI Inspection:
- Gather relevant information from the other parties involved. Know what structures are included in the purchase contract, and therefore need to be inspected. Share pertinent information about closing. By doing so you will allow for sufficient delivery time.
- Attain a copy of the Seller Disclosure Form. Here the Seller discloses structural problems, water leaks, roof damage, and past W.D.I. treatments. These can be very beneficial to provide your inspector.
- By removing clutter, access will be provided to inspect all areas of the structure. Start by relocating belongings away from the perimeter walls. This way the inspector will have the ability to provide a more accurate report.
- Clear crawlspace and attic entry points. Clear the undersides of decks and porches too. Access doors greater than 18″ by 18″ will be part of the inspection. So be sure your inspector has room to work.
- Secure pets. Thus we will not be responsible of pets left of the property during service.
- Notify adjacent property owners if access to their property is required to inspect certain areas of the structure.
- Do not clean or remove possible evidence of wood destroying insects.